The Position
Ground-up carries the highest scrutiny in commercial credit. The file is the only collateral until the building exists.
The Draw Schedule
Cost-to-complete is disbursed against verified milestones. Capital allocates in sequence with the build.
Illustrative structure. Draw count, monthly allocation, and contingency amount are fixed per the executed line-item budget submitted under Item 4.2. Contingency requirement is confirmed per program — see Open Item O.1.
Required Submission Items
Thirty-seven items across eight categories. Every item is stated in full — nothing conditional is left implied.
Program Exclusions
Fixed limits. These are not negotiable at the file level.
No first-time home buyers
No rural properties
No tax or insurance escrow, except flood
No Power of Attorney
Submission
Proton Drive — File Delivery
Deliver the indexed submission package to the secure Proton data room below.
Open Data Room →2.1_PFS-SREO.pdf, 4.2_Draw-Schedule.pdf.The file is the asset.
Budget. Contractor. Draw schedule. Structured for the desk that closes.
Deliver it complete — RCP routes it to the correct balance sheet.